We will take 100% of your past due mortgage payment and add it to your principal balance.
We will then negotiate with your lender on your behalf to modifiy one or more of the following terms of your mortgage:
- Interest Rate
- Principal Amount
We supply you with all of the necessary legal forms, go through all financial information to pre-qualify you, and finally submit everything to your lender.
Any change to the original terms is a loan modification. There are multiple loan modification programs available, including the federal government’s Home Affordable Modification Program. These programs offer different options for borrowers in different situations, but all are meant to help people keep their homes when facing a significant hardship. We’ll work with you to determine whether a loan modification or another solution may work for you.