Loan Modification

The family residence is more than just a valuable asset; it is where you raise your family!

We will take 100% of your past due mortgage payment and add it to your principal balance.

We will then negotiate with your lender on your behalf to modifiy one or more of the following terms of your mortgage:

- Interest Rate

- Term

- Principal Amount

We supply you with all of the necessary legal forms, go through all financial information to pre-qualify you, and finally submit everything to your lender.

Any change to the original terms is a loan modification. There are multiple loan modification programs available, including the federal government’s Home Affordable Modification Program. These programs offer different options for borrowers in different situations, but all are meant to help people keep their homes when facing a significant hardship. We’ll work with you to determine whether a loan modification or another solution may work for you.

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Cash For Keys

During tough economic times, many people that never expected to be in such a situation face the loss of their family home.

This is a plan only if the home has gone to foreclosure sale. We go in and negotiate with the investor directly to postpone eviction.

We can get you usually 30 - 60 days extra in the property without eviction or penalty. In addition we can get between $1000 and $4000 for you to move. As long as you are willing to leave by the agreed date with the house clean, and all of your belongings removed and appliances left.

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